PencilMyDeal — Free Multifamily Cash Flow & CoC Return Calculator | Stuntools
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How to Use
- 1.Enter the purchase price and down payment percentage.
- 2.Set the interest rate and loan term for your financing.
- 3.Enter the gross monthly rent and estimated vacancy rate.
- 4.Set operating expenses as a percentage of gross rent.
- 5.Enter annual property tax and insurance.
- 6.Click "Does it pencil?" to see cash flow and cash-on-cash return.
Example Input
Purchase: $500,000, Down: 25%, Rate: 6.5%, Term: 30yr, Rent: $5,000/mo, Vacancy: 5%, OpEx: 35%, Tax: $6,000/yr, Insurance: $2,500/yr
Expected Output
Monthly cash flow: $9/mo, Annual CoC return: 0.1%. Verdict: This deal pencils.